.contact-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:3rem;gap:3rem;align-items:start}@media only screen and (max-width:767px){.contact-grid{grid-template-columns:1fr}}.contact-info{display:flex;flex-direction:column;gap:3rem}@media only screen and (max-width:767px){.contact-info{gap:2rem}}.contact-item{display:flex;align-items:flex-start;gap:14px;padding:20px;background:var(--white);border-radius:1rem;box-shadow:var(--shadow-sm);border:.2rem solid var(--gray-200);transition:all .4s ease}@media only screen and (min-width:768px){.contact-item{max-width:80%}}.contact-item:hover{border-color:var(--primary-blue)}.contact-item h4{font-size:1.8rem;font-weight:700;margin-bottom:2px}.contact-item p{font-size:1.6rem;color:var(--gray-600)}.contact-item .contact-icon{width:40px;height:40px;border-radius:1rem;background:var(--blue-light);color:var(--primary-blue);display:flex;align-items:center;justify-content:center;font-size:18px;flex-shrink:0}em{font-size:1.2rem;color:var(--gray-600)}.guidance-container{padding:2.4rem;border-radius:1rem;border:.1rem solid var(--gray-200);background:var(--white);box-shadow:var(--shadow-xl)}.guidance-container h2{margin-bottom:1.5rem}.hero-card{background:var(--primary-blue-gradient);border:1px solid hsla(0,0%,100%,.1);border-radius:20px;padding:36px 32px;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}.hero-card-title{font-size:1.8rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#7ddfd1;margin-bottom:28px}.stats-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px}.stats-grid .stat-num{font-size:3rem;color:var(--white);line-height:1}.stats-grid .stat-num span{color:var(--accent-gold)}.stats-grid .stat-label{margin-top:1rem}.hero-trust,.stats-grid .stat-label{font-size:1.4rem;opacity:.6;color:var(--white)}.hero-trust{margin-top:28px;padding-top:24px;border-top:1px solid hsla(0,0%,100%,.1);display:flex;align-items:center;gap:10px}.trust-section{border-top:.1rem solid var(--gray-200);border-bottom:.1rem solid var(--gray-200);padding:4rem 0}.trust-inner{max-width:1100px;margin:0 auto;display:flex;justify-content:center;align-items:center;gap:48px;flex-wrap:wrap}.trust-inner .trust-item{text-align:center}.trust-inner .trust-item .t-val{font-size:28px;font-weight:700;color:var(--primary-blue);line-height:1;margin-bottom:1rem}.trust-inner .trust-item .t-lab{font-size:1.4rem;color:var(--text-gray);text-transform:uppercase;letter-spacing:.8px}.cta-section a{background:var(--white);color:var(--primary-blue)}.policy-inner{display:grid;grid-template-columns:repeat(auto-fit,minmax(30rem,1fr));grid-gap:3rem;gap:3rem}.policy-card{padding:24px;border:.2rem solid var(--gray-200);border-radius:1rem;transition:all .2s}.policy-card:hover{border-color:var(--primary-blue);box-shadow:var(--shadow-sm)}.policy-card h4{font-size:1.8rem;font-weight:700;margin-bottom:1rem}.policy-card p{font-size:1.4rem;color:var(--gray-600);line-height:1.6}.policy-card a{display:inline-block;margin-top:8px;font-size:1.4rem;color:var(--primary-blue);font-weight:600}.ticker{background:var(--primary-blue-gradient);color:var(--white);padding:14px 0;overflow:hidden;white-space:nowrap}.ticker-inner{display:inline-flex;gap:60px;animation:ticker 28s linear infinite}.ticker-item{display:inline-flex;align-items:center;gap:8px;font-size:1.4rem;font-weight:500}.ticker-item:before{content:"✦";color:hsla(0,0%,100%,.5)}@keyframes ticker{0%{transform:translateX(0)}to{transform:translateX(-50%)}}.about-visual{background:var(--white);border-radius:var(--radius-xl);border:1px solid var(--gray-200);padding:4rem;display:flex;flex-direction:column;gap:2rem;box-shadow:var(--shadow-lg);position:relative;overflow:hidden}.about-visual:before{content:"";position:absolute;top:-40px;right:-40px;width:200px;height:200px;background:radial-gradient(circle,rgba(37,99,235,.12) 0,transparent 70%);border-radius:50%}.about-stat-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(18rem,1fr));grid-gap:1.6rem;gap:1.6rem}.about-stat{background:var(--gray-200);border-radius:var(--radius-lg);padding:2rem;text-align:center;box-shadow:var(--shadow-sm);transition:var(--transition)}.about-stat:hover{box-shadow:var(--shadow-md);transform:translateY(-2px)}.about-stat-value{font-size:3rem;font-weight:700;color:var(--primary-blue)}.about-stat-label{font-size:1.25rem;color:var(--gray-600);margin-top:.3rem}.about-visual-icon{text-align:center;padding:2rem;background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-xl);box-shadow:var(--shadow-sm)}.about-visual-icon .icon-big{font-size:5rem;display:block;margin-bottom:1rem}.about-visual-icon p{font-size:1.4rem;color:var(--gray-600);font-weight:500}.steps-section{background:var(--primary-blue-gradient);position:relative;overflow:hidden}.steps-section:before{content:"";position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M50 50c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10s-10-4.477-10-10 4.477-10 10-10zM10 10c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10S0 25.523 0 20s4.477-10 10-10z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.metric-full{background:var(--primary-blue-dark);border-radius:14px;padding:18px 24px;display:flex;align-items:center;justify-content:space-between}.metric-full .lbl{font-size:1.4rem;color:hsla(0,0%,100%,.6)}.metric-full .num{font-family:var(--font-playfair-display);font-size:1.8rem;font-weight:700;color:var(--accent-orange)}